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Buying House

 

Tips on Buying a House!

by Karan Singh
 
Step 1: Determine your housing requirements: where do you want the house? The price range? How big a house do you need? What kind of a house is appropriate for you? The distance of your house from municipal and community services, etc…

Step 2: Understanding you Local Housing Market: Hire an agent to determine the market prices for the kind of house you are looking for? Your agent gets paid, so he/she must work for you and work hard. Ask them any questions that you may have and make them work for you. Determine if it is a buyer's or seller's market? How favorable are the conditions towards you, etc…

Step 3: Calculating your Costs: The most important thing when buying a house is your financial capability. How much can you afford monthly? How much downpayment are you planning to give first up? Maintenance Costs? Renovation Costs? Services Cost? Propery Taxes? Insurance?

Step 4: Choosing your Team: Make sure you choose an agent who you are comfortable with and who is willing to work hard for you and who has time for you. A good more experience, the younger ones, in general, are considered to be more active and salesperson makes all the difference in the world. While older agents are deemed to be involved. Choose an experience Notary and ask your agent to help you find a good housing inspector and mortgage lender.

Step 5: Arranging your Mortgage: For this aspect, your agent should take care of the all the paperwork and all that is involved in this. After all, they are getting paid for their service. Understand all different types of mortgages and the benefits and cons of all these.

Step 6: Closing the Deal and Moving: Make sure that all the paperwork has been taken care of and the appropriate and required documents are submitted before the notary and all the requirements have been met. Keep in frequent touch with your agent in order to be up to date as to what is going on with your house. Find a reliable moving company and assure that your moving is as smooth as possible.

Jasbir Singh is the founder of http://www.montrealonline.ca. So whether you want to buy or sell a House, Condo, Apartment, Rentals, Cars, Electronics, Computers, Gifts, Perfumes, Clothing, Shoes, Books, Movies, Music, Games, Art, Antiques, Collectibles, Sports Equipment, Garage Sales, we are your one stop shop Montreal Real estate.

Article Source: http://EzineArticles.com/?expert=Karan_Singh

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